Terms of Use

Last updated: 18 August 2026

Who operates this site

1coastlife.com is operated by Blake Daniels, a licensed independent insurance broker trading as 1Coast, MS License 11227708 · NPN 22315521, licensed in mississippi. Postal address: 1109 Cowan Rd. Unit B5, Gulfport, MS 39507.

This site is not an offer of insurance

Nothing on this site is an offer of coverage, a solicitation in any state where we are not licensed, or a guarantee of rates, eligibility, or approval. Submitting a form starts a conversation. It is not an application, it does not bind coverage, and no coverage exists until a carrier issues a policy and the first premium is paid.

Coverage is subject to carrier underwriting

All coverage is provided by the issuing insurance company, not by 1Coast. Availability, pricing, riders, and underwriting requirements vary by carrier, by state, and by applicant. Any figure discussed before underwriting is an estimate. The policy contract governs in all cases, and guarantees are backed by the claims paying ability of the issuing insurer.

General information only

Descriptions of policy types on this site are simplified for clarity and are general education, not advice about your circumstances. Nothing here is legal, tax, investment, or financial advice. Speak to a qualified professional about your own situation.

Accuracy of what you tell us

Quotes depend on the answers you give. Information that turns out to be inaccurate or incomplete can change a quote, and can affect an application or a claim. Please answer as accurately as you can, and say so if you are unsure.

Your privacy

How we handle the information you submit is set out in our Privacy Policy.

Governing law

These terms are governed by the laws of the State of Mississippi, without regard to its conflict of law rules.

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