MORTGAGE PROTECTION INSURANCE
Keep the house in the family, whatever happens.
Mortgage protection is life insurance sized to your loan. If something happens to you, it pays your family enough to keep the payments going or clear the balance outright. Blake Daniels at 1Coast compares plans from many of the country's top carriers so the payment fits your budget.
- Coverage sized to your loan balance and years remaining
- Your family keeps the home, no scramble and no forced sale
- Blake is a licensed broker. He works for you, not the insurance company
- Quotes are free, with no pressure and no obligation
STEP 1 OF 4
2-minute formHow it works
Answer a few questions
Two minutes on your loan and your health. No exam and no paperwork to start.
Blake shops the market
As a licensed independent broker, Blake compares plans from many of the top carriers across the country.
You choose at your pace
Review your options on a quick call. No pressure, no obligation. The quotes are free either way.
Broker.
Not a captive
agent.
WHY AN INDEPENDENT BROKER
A licensed broker on your side of the table.
Blake Daniels is a licensed insurance broker and the founder of 1Coast. Being a broker means he works for the client, not the insurance company. He works with many of the top insurance companies all over the country, so instead of one company's sales pitch you get the whole market compared for you.
- Works for you, not the carrier
- Compares many top companies nationwide
- One person start to finish, no call centers
BEFORE YOU FILL IT OUT
The questions people ask first.
Is this the same as the letter my lender sent me?
It is the same idea, but not the same deal. Those letters usually offer one product from one company. Blake compares several carriers on the same coverage, and the money goes to your family rather than straight to the bank, so they decide whether to clear the loan or keep making payments.
Do I have to take a medical exam?
Often not. Many healthy applicants qualify for no-exam underwriting, which can approve in days rather than weeks. If an exam would get you a materially better rate, Blake will say so and let you choose.
What if I sell the house or refinance?
The policy belongs to you, not to the mortgage. It follows you to the next house. If your balance changes a lot, Blake can look at whether the amount still makes sense.
Is the quote really free?
Yes. There is no fee for the quote or for Blake's help. Independent brokers are paid by the insurance company only if you decide to take a policy, so comparing your options costs you nothing either way.
What actually happens after I hit submit?
Blake looks over your answers, pulls quotes that fit them, and calls you from (228) 357-8505 within one business day. That is it. No drip of calls from strangers, and nothing is bought or signed on that call.
Am I committing to anything by filling this out?
No. The form starts a conversation and nothing more. You are not applying, not signing, and not obligated to buy. Plenty of people go through it, see the numbers, and decide the timing is not right.
What if my health is not perfect?
That is exactly why it is worth talking to a broker. Carriers judge the same condition very differently, and Blake works with many of them, so the job is finding the ones that treat your history kindly rather than taking the first answer.
Still wondering something? Call Blake at (228) 357-8505. He would rather answer it now than have you guess.
Ready to see your numbers?
It is four short screens and about two minutes. You will know what this actually costs for someone your age, in your state, with your health, instead of guessing at it.
- Coverage sized to your loan balance and years remaining
- Your family keeps the home, no scramble and no forced sale
- Blake is a licensed broker. He works for you, not the insurance company
Rather talk to a person first?
Call or email Blake directly. A real person, no phone tree, no obligation.
(228) 357-8505