LIFE INSURANCE FOR VETERANS
SGLI ended at discharge. This picks up where it left off.
Most service members lose their coverage within months of separating, and VGLI is not always the best value. Blake Daniels at 1Coast compares your VGLI option against plans from many of the country's top carriers so you can see the real difference side by side.
- See how VGLI compares to the open market before you decide
- Coverage that follows you, not your service status
- Blake is a licensed broker. He works for you, not the insurance company
- Quotes are free, with no pressure and no obligation
STEP 1 OF 4
2-minute formHow it works
Answer a few questions
Two minutes, no exam, no paperwork. Just the basics carriers need to quote you.
Blake compares VGLI to the market
As a licensed independent broker, Blake puts your VGLI option next to plans from many of the top carriers so you can see the difference in writing.
You choose at your pace
Review your options on a quick call. No pressure, no obligation. The quotes are free either way.
Broker.
Not a captive
agent.
WHY AN INDEPENDENT BROKER
A licensed broker on your side of the table.
Blake Daniels is a licensed insurance broker and the founder of 1Coast. Being a broker means he works for the client, not the insurance company. He works with many of the top insurance companies all over the country, so instead of one company's sales pitch you get the whole market compared for you.
- Works for you, not the carrier
- Compares many top companies nationwide
- One person start to finish, no call centers
BEFORE YOU FILL IT OUT
The questions people ask first.
Is VGLI not the easy answer?
It is the easy answer, and sometimes it is the right one, particularly if your health would make the open market expensive. But VGLI premiums step up with age, and a healthy veteran can often do better on a level-premium policy. Blake will put both in front of you and say plainly which one wins for you.
Does a VA disability rating count against me?
A rating by itself is not the deciding factor. Carriers look at the underlying conditions and how they are managed, and they weigh them differently from one another. Plenty of rated veterans get good offers.
Is there a deadline after I separate?
There are time limits on the VGLI conversion, and the window where you can take it without answering health questions is limited. If you are recently out, it is worth checking where you stand before that window closes.
Can my spouse be covered too?
Yes. Blake can quote you both, and couples are often surprised how little the second policy adds. Start the form with your own details and mention it on the call.
Is the quote really free?
Yes. There is no fee for the quote or for Blake's help. Independent brokers are paid by the insurance company only if you decide to take a policy, so comparing your options costs you nothing either way.
What actually happens after I hit submit?
Blake looks over your answers, pulls quotes that fit them, and calls you from (228) 357-8505 within one business day. That is it. No drip of calls from strangers, and nothing is bought or signed on that call.
Am I committing to anything by filling this out?
No. The form starts a conversation and nothing more. You are not applying, not signing, and not obligated to buy. Plenty of people go through it, see the numbers, and decide the timing is not right.
What if my health is not perfect?
That is exactly why it is worth talking to a broker. Carriers judge the same condition very differently, and Blake works with many of them, so the job is finding the ones that treat your history kindly rather than taking the first answer.
Still wondering something? Call Blake at (228) 357-8505. He would rather answer it now than have you guess.
Ready to see your numbers?
It is four short screens and about two minutes. You will know what this actually costs for someone your age, in your state, with your health, instead of guessing at it.
- See how VGLI compares to the open market before you decide
- Coverage that follows you, not your service status
- Blake is a licensed broker. He works for you, not the insurance company
Rather talk to a person first?
Call or email Blake directly. A real person, no phone tree, no obligation.
(228) 357-8505